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General Advice Warning

Important: The information on this website is general in nature and does not take into account your personal financial situation, needs or objectives. Before acting on any information, you should consider whether it is appropriate for you having regard to these matters. You should obtain a copy of any relevant product disclosure statement and seek professional financial, legal, and tax advice before making any investment decisions. Property With Superannuation does not hold an Australian Financial Services Licence (AFSL) and is not a licensed financial adviser.

Disclaimer & Terms of Use

General Information Only

This website (propertywithsuperannuation.com) provides general information about investing in property through superannuation, Self-Managed Super Funds (SMSFs), and related topics.

All information published on this website is general in nature only. It does not constitute personal financial, investment, legal, tax, or accounting advice. The information is not tailored to your individual circumstances, financial situation, objectives or needs.

Not a Licensed Financial Adviser

Property With Superannuation does not hold an Australian Financial Services Licence (AFSL). We are not a licensed financial adviser, mortgage broker, credit provider, or solicitor. The content on this website should not be relied upon as a substitute for professional advice from a qualified and licensed professional.

Before making any investment decision, you should seek independent professional advice from a suitably qualified financial planner, accountant, solicitor, and/or mortgage broker who can advise you based on your specific individual circumstances.

Superannuation and Investment Risks

Investing in property through a Self-Managed Super Fund (SMSF) involves significant risks, including but not limited to:

  • Property values can fall as well as rise. Past performance is not a reliable indicator of future performance.
  • SMSF property investment is subject to strict legal and regulatory requirements imposed by the Australian Taxation Office (ATO) and Australian Securities & Investments Commission (ASIC). Failure to comply may result in significant penalties.
  • Borrowing within an SMSF (Limited Recourse Borrowing Arrangement / LRBA) carries additional risks and restrictions.
  • The tax treatment of SMSF investments depends on your individual circumstances and may change over time.
  • Liquidity risk: property is an illiquid asset and may not be easily sold if funds are needed.

You should carefully consider these risks and consult a licensed professional before proceeding.

Accuracy of Information

While we make every reasonable effort to ensure the information on this website is accurate, current, and complete, we make no representations or warranties of any kind — express or implied — about the accuracy, completeness, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website for any purpose.

Laws, regulations, and ATO/ASIC rules relating to superannuation and property investment change frequently. You should always verify any information with the relevant regulatory authority (ATO, ASIC, or APRA) or a licensed professional before acting on it.

No Personal Advice

Nothing on this website constitutes personal financial advice. If you require personal financial advice, you should consult a financial adviser who holds a current Australian Financial Services Licence (AFSL). You can search for a licensed financial adviser at the ASIC Financial Advisers Register: moneysmart.gov.au/financial-advice/financial-advisers-register.

Limitation of Liability

To the maximum extent permitted by applicable law, Property With Superannuation and its operators, employees, contractors, and related parties shall not be liable for any direct, indirect, incidental, special, consequential, or punitive loss or damages arising from your use of, or reliance on, any information on this website.

Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience. We have no control over the content of those sites and accept no responsibility for the content, accuracy, or availability of information found on linked sites. The inclusion of any link does not imply endorsement by Property With Superannuation.

Privacy

Any personal information you provide to us through this website is handled in accordance with our Privacy Policy. We are committed to protecting your privacy in accordance with the Australian Privacy Principles under the Privacy Act 1988 (Cth).

Business Details

Property With Superannuation operates in Australia. For enquiries, please use the contact form on our Contact page.

Changes to This Disclaimer

We reserve the right to update or amend this disclaimer at any time without notice. Your continued use of this website after any changes constitutes your acceptance of the updated disclaimer. This disclaimer was last updated in March 2026.

Governing Law

This disclaimer is governed by and construed in accordance with the laws of Australia. Any dispute arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts of Australia.

If you have any questions about this disclaimer, please contact us.

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